Insurance

New Law Mandates Employers Pay COBRA Benefits

Health Care, Insurance, Personnel Policies /

On March 11, 2021, President Biden signed the American Rescue Plan Act of 2021 (the “Act”) into law.  The Act mandates that employers provide 100% of an eligible employee’s cost of continuing group health coverage under the Consolidated Omnibus Budget Reconciliation Act (“COBRA”) for the period of April 1, 2021 through September 30, 2021. Employers […]

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I HAVE NO EMPLOYEES – DO I NEED WORKERS’ COMPENSATION AND DISABILITY BENEFITS INSURANCE?

Insurance, Worker Classification, Workers Compensation /

Under New York State law, a for-profit business is exempt from obtaining and maintaining a workers’ compensation insurance policy if one of the following applies: The business is owned by one individual with no employees, no leased employees, no borrowed employees, no part-time employees, no unpaid volunteers (including family members) and no subcontractors, and is

I HAVE NO EMPLOYEES – DO I NEED WORKERS’ COMPENSATION AND DISABILITY BENEFITS INSURANCE? Read More »